Is Fitness Tracker / Smart Watch FSA/HSA eligible?
Fitness trackers and smart watches (Fitbit, Apple Watch, Garmin, Whoop, Oura) are FSA/HSA-eligible with an LMN.
The full picture
Fitness trackers and smart watches are reimbursable with a Letter of Medical Necessity that specifies their use for activity monitoring, heart rate tracking, or sleep monitoring as part of treatment.
The Apple Watch, Whoop band, Oura Ring, Garmin, and Fitbit lines all qualify when documented appropriately. The LMN should specify the medical use case (e.g., 'monitoring heart rate response to activity for cardiac rehabilitation').
Conditions that qualify this expense
If you've been diagnosed with any of these, your physician may consider documenting fitness tracker / smart watch as medically necessary:
Ready to get reimbursed?
You'll need a Letter of Medical Necessity from your doctor. We make that easy — 5-minute intake, packet delivered in under 1 hour, your own physician signs.
Start your packetFinal approval is up to your administrator. Eligibility on this page is based on IRS Publication 502 and common administrator practice. Reimbursement is not guaranteed — your specific FSA/HSA administrator decides whether to approve any individual claim. DoctorNoted prepares documentation; the approval decision is theirs.